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Enterprise Budgets

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Updated: September 18, 2025

Agribusiness Management Meetings and Events

Agribusiness Management events and meetings
Annie's Project Lunch and Learn
Updated: July 24, 2025

Understanding Choices: Navigating Consumer Education for a Better Tomorrow (FS-2024-0742)

Authors: Troy Anthony Anderson

This paper delves into the multifaceted dynamics of consumer education and decision-making within diverse cultural contexts. It underscores the pivotal role consumer knowledge plays in navigating today's complex marketplace, addressing both individual and collective needs in a globalized world. By understanding essential consumer rights; such as safety, access to accurate information, and the art of choosing, individuals can enhance satisfaction and mitigate potential negative impacts. The discussion extends to exploring how consumer education enriches financial literacy and refines resource management, equipping individuals with the tools needed to understand guarantees and warranties comprehensively. The paper also highlights the consumer's crucial role in fostering ethical behavior, emphasizing the significance of laws designed to protect consumers. By merging these elements, the article presents a thorough view of how informed consumers contribute to a more equitable and efficient marketplace. Author: Troy Anthony Anderson, Ed.D.; Title: Understanding Choices: Navigating Consumer Education for a Better Tomorrow (FS-2024-0742).
Updated: March 11, 2025

Women In Agriculture Webinar Series on Risk Management: Finance

This webpage is the financial archives of the Women In Agriculture webinars.
Updated: March 6, 2025

Custom Work Charges in Maryland and Delaware (FS-683)

Authors: Shannon Dill - Nate Bruce

This publication focuses on the financial and economic factors that lead farmers to hire custom services for field operations, such as limited capital and insufficient labor. It explains that custom work charges are determined by the interplay of demand and supply, typically negotiated between farmers and custom operators. The main goal is to provide information on custom work charges in Maryland and offer data to aid farmers in making informed decisions about purchasing equipment. Authors: Shannon Dill and Nate Bruce; Title: Custom Work Charges in Maryland and Delaware (FS-683)
Updated: February 25, 2025

Field Crop Budgets

Crop budgets vary greatly by operation! Prices and cost estimates are averages collected from retailers across the state. Input prices will vary by crop, management, region, varieties, and other criteria and may not be reflective of YOUR true costs.
Updated: April 9, 2024

UMD Grain Marketing Site Updated for 2024-Field Crop Budgets

Maryland enterprise budgets for 2024 are based on average yields and estimated input costs, which may vary from one farm to another. It is important to include actual farm data when completing enterprise budgets.
farmer holding a laptop in corn field
Updated: March 9, 2023

Chapter 2: Economic assessment and risk management

Chapter 2: Economic assessment and risk management is part of the online publication "From Surviving to Thriving: Strategies for Urban Farm Success. Most of the work of a farm is in producing and marketing crops and livestock. But will this effort be economically viable? And what are the economic risks? These are questions that all farm businesses must answer regardless of whether they are for-profit or not-for-profit. To stay in business, the farm must be economically sustainable. To measure economic viability, this chapter will focus on two economic measurements – profit and cash flow.
Puzzle pieces laying over a city building.
Updated: February 17, 2023

Custom Work Charges in Maryland and Delaware

Introduction Financial and economic considerations such as limited capital, untimely cash flow, insufficient labor, small acreage or other reasons require farmers to hire custom service for field operations. Custom work charges are determined by demand and supply and are negotiated between farmers and custom operators. The purpose of this publication is to provide information on custom work charges in Maryland and to provide data to assist in decision-making regarding purchasing equipment.
Updated: June 11, 2021

How Much Does It Cost You to Produce a CWT of Milk?

What price are you getting per cwt of milk? Like most dairy farmers, you know the price or you can get it quickly by reviewing milk check receipts. How much does it cost you to produce a cwt of milk? Like many dairy farmers, you may not know. Dairy farming is complex, and determining your costs of production is sometimes difficult. Yet, your costs directly affect your profit, and it is important to understand them.
Dairy cows feeding
Updated: June 7, 2021

Making the Most of Your Time—Be Effective

In the opening session of a recent Annie’s Project Class I coordinated, we addressed the topic “The Seven Habits of Highly Effective Farm Women.” It was a take-off modeled on Steven Covey’s (1992) book, “The Seven Habits of Highly Effective People.” In his book, Covey highlights the seven habits of great managers. I think this is a valuable read for any business person. Another great resource for Ag business entrepreneurs is “The E-Myth” a book by Michael Gerber. His book talks about how most of us believe we can succeed as entrepreneurs, when in reality most small businesses fail.
Coins and clock